Services

As Independent Financial Advisers we work on behalf of our clients with no bias towards products
or providers.

We specialise in providing a bespoke planning service for pensions and investments, on both
individual and corporate levels. We take a holistic approach, with the planning service including
such areas as inheritance tax planning and maximising use of tax allowances wherever possible.
We are happy to work with other professionals (such as solicitors, and stockbrokers) to harmonise
existing arrangements with future plans.

We have two pension transfer specialists who are experienced in all forms of pension transfers,
including winding up occupational pension schemes. Our services are available to both the trustees
and members of pension schemes.

Advice is available for holders of SIPPs (self invested personal pensions) and members and
trustees of SSASs (small self administered schemes), this includes either setting up new schemes
or taking over the servicing of existing arrangements.

We are fully authorised to advise on all forms of investment options.We will negotiate and agree our
terms with you before any work is carried out. The cost of our services is covered by charging fees,
receiving commissions paid by product providers or a combination of both, the choice is yours.

We are committed to treating our customers fairly.

Client Agreement