Introduction to the company

In the early 1970s Mr Moss Smith set up the original business to service the needs of individuals
and businesses in the Wolverhampton/West Midlands area. Over the years the business grew and
incorporated the clients and employees of numerous local insurance advisers.

Today we have three financial advisers, who between them have over fifty years of experience in
financial services. Drawing from a background of stockbroking, pension transfers and tax planning *
we are pleased to offer a fully independent approach to new and existing clients on either a fee or
commission basis (or a combination of both).

* The Financial Services Authority do not regulate tax planning

Client Agreement